If something were to happen to you today, would your family know what to do?
Do they know your wishes and would your final arrangements be exactly as you wish? Whenever anyone dies, “someone” is required to see to a host of responsibilities. Who will meet those responsibilities for you? Someone has to give the vital statistics and know your historical information. Someone has to make arrangements and to pay for the funeral, to select and pay for the final resting place. And, that is just the beginning; somebody will have to do:
- Decide how much to spend
- Arrange for the service
- Select the casket
- Choose the pallbearers
- Decide on the type of burial
- Select the cemetery memorial
- Prepare the death certificate
- Complete the Social Security papers
- Arrange for transportation
- Provide family history
- Arrange for flowers
- Choose clothing and jewelry
- Select the music
- File necessary papers
- Write and place an obituary
- Contact insurance agents
Who is your “somebody” and can they be counted on?
It’s an overwhelming task to drop on someone at a very emotional time. Should a person burdened with grief be faced with these decisions? You can begin the process now, in a stress-free environment, with your free Funeral Planning Guide compliments of Hughes Mortuary, Call now 435-674-5000.
Frequently asked questions about Advanced Funeral Plans
As an advanced planning consultant at Hughes Mortuary, I’ve compiled the following list of frequently asked questions regarding advanced funeral plans. My answers are designed to help give you a brief overview and I welcome your additional questions to help guide you in making the best decisions possible for you and your family as you enjoy today, but plan for tomorrow.
1) WHEN SHOULD I PLAN MY FUNERAL?
I know this is a smart decision for everyone regardless of age. It’s been my experience that the unexpected can and does happen and you are never too young to begin thinking about the end of life. I have served individuals and families from their 20s to their 90s who recognize the importance of advanced planning.
2) I DON’T KNOW WHAT I WANT. CAN YOU HELP ME?
Yes. I’ll explain all the options and services our plans provide. During my visits and consultations, many services and options become clearer. Decisions are best made with complete information. The more you know, the better able you’ll be to make these critical choices. I desire to make these decisions as easy as possible for you.
3) THINGS CAN CHANGE. CAN I ADJUST MY PLAN?
Yes, because nothing is as constant as change. I’ll explain the many flexible options available to you including my recommendation to review your plan at least every five years. The more comfortable you are with your decisions, the greater your peace of mind when you consider the burdens that will be lifted from your family.
4) WHAT SHOULD I TELL MY FAMILY?
Your family will appreciate a frank and honest discussion during a family council regarding the decisions you have made. Stronger family relationships can be established with such discussions as confidence grows regarding the sound and valid reasons for your decisions. I encourage you to share your decisions with your family, and upon request, I’ll provide copies of your plans and arrangements with designated family members for their records and safe-keeping.
5) WHAT IF I MOVE - IS MY PLAN STILL VALID?
Yes. All Hughes Mortuary insurance funded funeral plans are fully transferable and I’ll be happy to assist with any of these details.
6) WHY NOT JUST INVEST THIS MONEY MYSELF? COULDN’T I DO BETTER?
Any money you invest would hopefully earn dividends or interest, and become subject to income taxes. However, given the volatility of the market there’s no guarantee any investment would keep up with increasing funeral costs. An advanced funeral plan from Hughes Mortuary ensures that there will be enough funds to cover future costs. You will pay no taxes on the increasing death benefit, plus, your family has the secure knowledge that they will make just one phone call to make arrangements on your behalf.
7) I ALREADY HAVE LIFE INSURANCE. WHY SHOULD I BUY MORE?
Many people who pre-plan already have other kinds of life insurance in place. Life insurance is needed to maintain the lifestyle of your loved ones, take care of medical costs, and the daily living expenses of those left behind. An advanced funeral plan is different, in that it is designed to guarantee funeral costs at today’s prices, and can also allow for additional funds for miscellaneous outside costs such as newspaper obituary notices, flowers, travel, certified copies of death certificates, sales tax, etc.
8) CAN ARRANGEMENTS BE MADE NOW AND PAID FOR LATER?
Yes. You may pre-plan funeral services and merchandise at any time. Your information will be kept on file, readily available upon request.
9) I AM A VETERAN. WILL MY VETERANS’ BENEFITS COVER THE COSTS OF MY FUNERAL SERVICE?
Unfortunately, VA benefits have been drastically reduced over the years. Veterans do receive many burial benefits including military honors, a flag and marker or monument to mark the grave. A burial space and grave liner are provided when the burial takes place in a national VA cemetery. There are also burial options for a spouse or child. Monetary benefits may be available and determined on a case by case basis. State veteran's cemetery benefits vary depending on military involvement.
10) WHAT IS THE COST OF AN AVERAGE FUNERAL SERVICE?
A good question but very difficult to answer. Funeral costs are determined by many personal choices, such as the type of service, choice of casket, etc.
We at Hughes Mortuary hope the answers to these questions are helpful, but realize that you may have questions we didn’t address. Please contact us by phone or e-mail with your particular question. We will be happy to discuss your specific concerns. With pre-funded advanced funeral plans, your loved ones will be relieved of many decisions and concerns at a time of extreme stress. Your wishes will be followed and the funeral will not be a financial strain on your family.
Arrangements can be made in the comfort of your own home by clicking the button below. Fill in as much as you are comfortable with and we'd be pleased to meet with you to discuss further. See the form below for details.